Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month. For full-coverage ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you're getting optimal value for your hard-earned dollars. While ...

The collision insurance coverage on our family minivan is no more. It’s something we thought we’d never do, but it ultimately made financial sense. And given that auto insurance rates are on the rise, ...

In our rating of the best car insurance companies, USAA earned a score of 4.6 out of 5. It scored especially high in our cost ...

Geico is the top-rated car insurer for drivers with poor credit.

According to our analysis, the major auto insurance companies with the lowest average premiums are USAA, Auto-Owners, Nationwide and Geico. Individual rates vary, however, depending on where you live, ...