These no-exam policies are simple and issued quickly, but term life rates can be higher than other options if you’re healthy ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

In 2026, insurers might know more about you than you know about yourself. Applying for life insurance used to require a weeks-long endurance test of paperwork, blood draws and urine samples. But ...

Symetra, Legal & General America, Penn Mutual and Principal have the best no-exam life insurance in our analysis. Most life insurers have a no-exam approval process available for buyers who qualify ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Typically, term life insurance policies last a specified number of years and are less expensive than whole life policies.

Only available to people aged 50 to 85 in most states If you’re within its age range, you’ll qualify for Colonial Penn’s whole life insurance, as it accepts all applicants regardless of health ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.